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8 Simples Steps for
Monitoring your Credit

Many consumers don’t even realize their identity has been stolen until they are denied credit due to information provided on their credit file.

Before you give any personal information by mail, Internet or telephone, confirm you are dealing with a legitimate organization.

Don’t use an unsecured mailbox when mailing anything that contains financial information. Mail sensitive materials from a post office collection box or your local post office. Remove mail from your own mailbox promptly. And, if you’re planning to be away from home, be sure to put a hold on your mail until you return.

Identity thieves have been known to gather personal information from trash. Before throwing them away, be sure to tear or shred your charge receipts, copies of credit applications, insurance forms, bank statements, and the credit card offers you get in the mail.

There are legitimate reasons you will be asked for your Social Security number. Your employer and financial institution may need it for wage and tax reporting, and it’s usually necessary whenever a credit check is required. Before giving out your number, be sure to ask why it’s needed and how it will be used.

If your bills don’t arrive on time, follow up with creditors. A missing statement could mean an identity thief has taken over your account and changed your billing address.

Before making any purchase via your computer, look for the icon of a lock in the lower right-hand corner of your browser window. If it’s there, you’re dealing with a secure site. If not, you’ll be safer finding another merchant.

If you delete sensitive files by using your keyboard or mouse, the files may remain on your computer’s hard drive where they can be easily retrieved. To make sure your files are unrecoverable, use a "wipe" utility program to overwrite the entire hard drive.

ID TheftSmart™ wants to help you outsmart
would-be identity thieves.

Identity thieves are getting smarter every day, finding new ways to steal your personal information—then using it to commit fraud or other crimes. Fortunately, ID TheftSmart is on your side. In addition to providing smart restoration and credit monitoring, we’re providing you with:

  • 8 simple steps you can take to reduce your exposure to identity theft
  • Answers to frequently asked questions
  • Links to helpful websites
  • ID TheftSmart testimonials

Frequently Asked Questions:



Q. What is ID TheftSmart™?
Q. How do identity thieves steal my personal information?
Q. How do they use the personal information they steal?
Q. How do I know if I’m a victim of identity theft?
Q. Why would I want to become an ID TheftSmart member?
Q. Does ID TheftSmart prevent identity theft?
Q. What are non-credit searches and why are they important?
Q. How does ID TheftSmart identity restoration work?
Q. How long does identity restoration take?
Q. Does ID TheftSmart identity restoration cost extra?
Q. How do I enroll in ID TheftSmart?


Links to Helpful Web sites:



 

ID TheftSmart™ Testimonials

 "Thank you very much for your support and assistance through all of these personal hassles. It is so upsetting to find out my identity has been robbed and violated. I feel so much better knowing Kroll has become my advocate and is clearing up my problems."
– G.S.

"After speaking with my Kroll investigator, I immediately felt reassured that everything was going to be O.K. His expertise and advice is tremendous."
– V.R.

 "Thank you for clearing my name and stopping the collections agencies from calling me. You’ve been so much help to me."
– R.Q.

"Thank you for your assistance correcting my identity theft problems. I greatly appreciate the kind and professional help you provided to me."
– L.R

 

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